{"id":712,"date":"2019-05-30T03:51:34","date_gmt":"2019-05-30T03:51:34","guid":{"rendered":"https:\/\/gainingground.in\/insights\/index.php\/2019\/05\/30\/https-ggindia-com-p994\/"},"modified":"2025-10-29T12:38:29","modified_gmt":"2025-10-29T12:38:29","slug":"how-to-make-holidays-part-of-your-financial-plan","status":"publish","type":"post","link":"https:\/\/gainingground.in\/insights\/how-to-make-holidays-part-of-your-financial-plan\/","title":{"rendered":"How to make holidays part of your Financial Plan?"},"content":{"rendered":"\r\n<p>Going away from the routine, doing something different is energising. It\u2019s recreational. I have not come across a single financial plan where we have not provided for Travel &amp; Holidays. Everyone loves to Holiday. <br \/><br \/>We have planned budgets for many holidays for our clients &#8211; domestic travel, Europe tour, World Tour, Travel for World Cup, and in a few cases planning for travel after retirement. The desire to travel is innate, in my experience. I have observed that some people really plan for it. Some only budget. Some invest for it and execute the plan. A few of them allocate money &#8211; we pile up funds in good debt funds, but they never use it.<br \/><br \/>So, Question is if the desire to holiday is very strong in many, why don\u2019t many take holidays that often? Only dreaming to go and setting aside money for it will not take you to places. Executing the financial and logistical plans will. When desire is not fulfilled, with the passage of time, it turns into regret. This is a very strong emotion to deal with. Having Money can\u2019t give all the happiness. The money has to be used appropriately to enhance the Happiness Quotient.<\/p>\r\n\r\n\r\n\r\n<p>Many don\u2019t appreciate this. Many a times we are guided by a \u2018save for tomorrow mindset.\u2019 As a result, we miss out on present joy. Personally, speaking it took me lot of time, education and experience with many clients and personal reflection to arrive at and understand this wisdom of living and effectively using money to enhance happiness.<\/p>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image is-resized\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1823\" src=\"https:\/\/gainingground.in\/insights\/wp-content\/uploads\/2019\/05\/12-Answers-to-Common-Paid-Time-Off-Questions-compressor-3-2.jpg\" alt=\"\" width=\"850\" height=\"500\" srcset=\"https:\/\/gainingground.in\/insights\/wp-content\/uploads\/2019\/05\/12-Answers-to-Common-Paid-Time-Off-Questions-compressor-3-2.jpg 850w, https:\/\/gainingground.in\/insights\/wp-content\/uploads\/2019\/05\/12-Answers-to-Common-Paid-Time-Off-Questions-compressor-3-2-300x176.jpg 300w, https:\/\/gainingground.in\/insights\/wp-content\/uploads\/2019\/05\/12-Answers-to-Common-Paid-Time-Off-Questions-compressor-3-2-768x452.jpg 768w\" sizes=\"auto, (max-width: 850px) 100vw, 850px\" \/><\/figure>\r\n\r\n\r\n\r\n<p><strong>How to get there<\/strong><br \/>First things first, set aside a few thousand rupees from your monthly inflows \u2013 maybe in a different account, a fund, or a piggy bank, even! If you have destination in mind, costing and budgeting for savings rate can be worked out.<br \/><br \/>For example, if you need 5 Lakhs for a tour of Europe in two years\u2019 time \u2013 you need to save around 20k per month.<br \/><br \/>If saving monthly from regular salary or income is a strain \u2013 you can align some other inflows \u2013 like bonus received, rent, investment income to the travel goal. That way you know that particular inflow is for a holiday. Bucketing of funds helps to achieve short term goals \u2013 mind gets direction and you set aside resources for the purpose.<br \/><br \/><strong>Finally, to conclude<\/strong><br \/>To plan the holiday, decide how many times you want to travel, budget for it, save, invest, and execute the plan. As for as possible, set this activity as aside from your main long-term portfolio.<br \/><br \/>Some things don\u2019t happen on their own. I will say personally a Holiday for me was like that. You need to dream it, think through the steps, take them, and, most of all, take the holiday. We followed this path for three years. Thanks to which, last three summers, we experienced the joys of Breath taking Kashmir, Sensational Singapore, and Charming Coorg.<br \/><br \/>Looking to make a holiday an integral part of your life? For starters, simply choose your holiday destination and get in touch with us. We\u2019ll show you how to plan, fund, and make it happen. Bon Voyage!<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Going away from the routine, doing something different is energising. It\u2019s recreational. I have not come across a single financial plan where we have not provided for Travel &amp; Holidays. Everyone loves to Holiday. We have planned budgets for many holidays for our clients &#8211; domestic travel, Europe tour, World Tour, Travel for World Cup, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1027,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[74,1,75,84],"tags":[],"class_list":["post-712","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all","category-all-insights","category-blog","category-goals-and-investments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to make holidays part of your Financial Plan? - Gaining Ground<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gainingground.in\/insights\/how-to-make-holidays-part-of-your-financial-plan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to make holidays part of your Financial Plan? - Gaining Ground\" \/>\n<meta property=\"og:description\" content=\"Going away from the routine, doing something different is energising. 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